Terry Marie Sengelmann Villareal Padilla was born and raised in Managua, Nicaragua. She was born to a German-Nicaraguan father and a Mexican-Irish-American mother. Terry holds a Bachelor of Science degree in advertising with a minor in business administration from the University of Florida. She worked for twenty years in the pharmaceutical, biotech, and medical device sales industries. She lives in Miami with her husband and two sons. Terry is a breast cancer survivor and has ADHD.